Consumer Compliance Outlook > Regulatory Calendar

Regulatory Calendar

Effective Date†	Implementing Regulation	Regulatory Change
9/7/18	Reg. C	Interpretive final rule for partial exemptions from the Home Mortgage Disclosure Act (HMDA) under the Economic Growth Regulatory Relief and Consumer Protection Act
4/1/19 (most provisions)	Reg. E	Final rule extending the effective date for the prepaid accounts rule to April 1, 2019
6/1/18	Reg. Z	Final rule allowing creditors to use Closing Disclosure changes in costs to determine if an estimated closing cost was disclosed in good faith
4/19/18	Reg. Z	Final rule revising servicing timing requirements for periodic statements in bankruptcy cases
1/16/18 (most provisions)	12 C.F.R. Part 1041	Final rule regulating payday, vehicle title, and certain high-cost installment loans
1/1/18	Reg. X	Final rule making inflation adjustment to the higher-priced mortgage loans exemption threshold
1/1/18	Reg. Z	Final rule making inflation adjustment for dollar threshold for credit exempt from Regulation Z
1/1/18	Reg. B	Final rule amending Regulation B’s government monitoring information requirements to facilitate compliance with new HMDA rules
1/1/18 (most provisions)	Reg. C	Final rule making technical amendments to new HMDA final rule
10/19/17 (most provisions)	Reg. X	Interim final rule making technical amendment to mortgage servicing rules for early intervention notices
10/19/17 (most provisions)	Reg. Z and X	Final rule for amendments to certain mortgage servicing provisions
10/19/17 (most provisions)	Reg. X	Final rule making technical amendment to mortgage servicing requirements for borrowers in bankruptcy
10/10/17	Reg. Z	Final rule amending certain TILA/RESPA Integrated Disclosure requirements
*	Reg. C	Proposed policy guidance to modify loan-level HMDA data before disclosing the data set to the public