Regulatory Calendar

†Rulemaking proposals generally do not have an effective date.

*For manufactured homes, the effective date for the HPML appraisal requirement is July 18, 2015.

**The amendment for mandatory arbitration was effective on June 1, 2013; amendments for SAFE Act and single-premium credit insurance took effect January 10, 2014.

Effective Date	Implementing Regulation	Regulatory Change	Outlook Live Webinar
†	Regs. E and Z	Proposal to provide consumer protection for prepaid cards
†	N/A	Proposal to define larger nonbank participants in automobile financing market
†	Reg. BB	Proposal to revise Interagency Community Reinvestment Act Q&As
†	Reg. C	Proposal to add new Home Mortgage Disclosure Act data fields to Reg. C
†	Various	Interagency proposal under Economic Growth and Regulatory Paperwork Reduction Act to streamline regulations of FRB, OCC, and FDIC
†	Various	Interagency proposal to establish minimum requirements for appraisal management companies
†	Reg. E	Consumer Financial Protection Bureau (CFPB) proposal to extend until July 21, 2020, temporary provision allowing use of estimates for foreign remittance transfer pricing disclosures
†	Reg. H	Proposal to implement Biggert-Waters Flood Insurance Reform Act
8/1/15	Regs. X and Z	Final rule integrating Real Estate Settlement and Procedures Act (RESPA) and Truth in Lending (TILA) mortgage disclosures	6/17/14 8/26/14 10/1/14
12/1/14	Reg. E	Final rule defining larger nonbank participants in international money transfer market
11/3/14	Reg. Z	Final rule on cure procedure for points and fees error for Qualified Mortgages
10/28/14	Reg. P	Final rule to streamline privacy notices