Regulatory Calendar

Effective Date
Implementing Regulation Regulatory Change
11/19/2020 12 C.F.R. Part 1041 Final rule to delay compliance date for mandatory underwriting provisions of the payday lending rule PDF External Link
7/1/2020 (most provisions) Reg. CC Final rule implementing required adjustments to the Expedited Funds Availability Act’s (EFAA) dollar amounts PDF External Link
* Reg. C Extension of comment period to October 15, 2019, for advanced rulemaking proposal to modify HMDA data points and coverage PDF External Link
* Reg. C Proposed rule to amend to change the HMDA reporting thresholds for closed-end and open-end loans PDF External Link
* Reg. C Advanced notice of proposed rulemaking to eliminate some HMDA data fields PDF External Link
* Reg. F Proposed rule to implement the Fair Debt Collection Practices Act PDF External Link
4/1/2019 Regs. Z and E Technical specifications for submissions to the Prepaid Account Agreements Database PDF External Link
* Reg. Z Advanced notice of proposed rulemaking to solicit information related to residential Property Assessed Clean Energy (PACE) financing PDF External Link
1/31/2019 Reg. C Final rule adjusting asset-size threshold for exemption from HMDA reporting PDF External Link
1/31/2019 Reg. V Final rule adjusting the maximum dollar amount a consumer reporting agency can charge under the Fair Credit Reporting Act for consumer disclosures PDF External Link
1/31/2019 Reg. Z Final rule adjusting asset-size threshold to qualify for small creditor exemptions PDF External Link
* Reg. CC Proposed rule to adjust the calculation methodology used under the EFAA PDF External Link
1/1/2019 Regs. Z and M Final rule adjusting dollar thresholds for determining exempt consumer credit and transactions in 2019 PDF External Link
9/21/2018 Reg. V Interim final rule to revise two model forms required under Section 609 of the Fair Credit Reporting Act (FCRA) PDF External Link

† We have listed the primary effective date. Some final rules have multiple effective dates for different provisions.

* Proposed rules do not have an effective date.