Regulatory Calendar

Effective Date†

Regulation

Regulatory Change

05/21/22

Reg. H

Agencies release revised interagency questions and answers regarding flood insurance

05/05/22

Reg. BB

Agencies issue rulemaking proposal to modernize their implementing regulations for the Community Reinvestment Act

04/13/22

n/a

Agencies propose changes to their Uniform Rules of Practice and Procedure

04/01/22

Reg. Z

Final rule amending Regulation Z to facilitate the transition from the LIBOR interest rate index

01/01/22

Regs. M and Z

Final rules establishing dollar thresholds for credit exempt from Regulations M and Z

01/01/22

Reg. Z

Final rule establishing loan exemption threshold for appraisals of higher-priced mortgages for 2022

01/01/22

Reg. C

Final rule establishing 200 loans as the permanent Home Mortgage Disclosure Act data reporting threshold for open-end lines of credit

11/30/21

FDCPA

Final rule creating implementing regulations for the Fair Debt Collection Practices Act

09/01/21

Reg. B

Rulemaking proposal under §1071 of the Dodd‒Frank Act for data collection and reporting of small business credit applications, including women and minority-owned businesses

08/12/21

Reg. Z

Interpretive rule: Impact of the 2021 Juneteenth holiday on certain closed-end mortgage requirements

07/19/21

n/a

Proposed interagency guidance on third-party relationships and risk management

06/23/21

MLA

Consumer Financial Protection Bureau’s (Bureau) interpretive rule for authority to conduct Military Lending Act examinations

05/10/21

n/a

Federal Reserve Board’s statement on the role of supervisory guidance

03/16/21

Reg. B

Bureau issues interpretive rule that the scope of sex discrimination under the Equal Credit Opportunity Act includes sexual orientation and gender identity

03/01/21

Reg. Z

Final rule creating a new Qualified Mortgage category for Seasoned Loans

02/11/21

FHA

U.S. Department of Housing and Urban Development issues guidance that the scope of sex discrimination under the Fair Housing Act includes sexual orientation and gender identity

† Because proposed rules do not have an effective date, we have listed theFederal Registerpublication date.