Regulatory Calendar

Effective Date Implementing Regulation Regulatory Change
9/7/18 Reg. C Interpretive final rule for partial exemptions from the Home Mortgage Disclosure Act (HMDA) under the Economic Growth Regulatory Relief and Consumer Protection Act PDF External Link
4/1/19 (most provisions) Reg. E Final rule extending the effective date for the prepaid accounts rule to April 1, 2019 PDF External Link
6/1/18 Reg. Z Final rule allowing creditors to use Closing Disclosure changes in costs to determine if an estimated closing cost was disclosed in good faith PDF External Link
4/19/18 Reg. Z Final rule revising servicing timing requirements for periodic statements in bankruptcy cases PDF External Link
1/16/18 (most provisions) 12 C.F.R. Part 1041 Final rule regulating payday, vehicle title, and certain high-cost installment loans PDF External Link
1/1/18 Reg. X Final rule making inflation adjustment to the higher-priced mortgage loans exemption threshold PDF External Link
1/1/18 Reg. Z Final rule making inflation adjustment for dollar threshold for credit exempt from Regulation Z PDF External Link
1/1/18 Reg. B Final rule amending Regulation B’s government monitoring information requirements to facilitate compliance with new HMDA rules PDF External Link
1/1/18 (most provisions) Reg. C Final rule making technical amendments to new HMDA final rule PDF External Link
10/19/17 (most provisions) Reg. X Interim final rule making technical amendment to mortgage servicing rules for early intervention notices PDF External Link
10/19/17 (most provisions) Reg. Z and X Final rule for amendments to certain mortgage servicing provisions PDF External Link
10/19/17 (most provisions) Reg. X Final rule making technical amendment to mortgage servicing requirements for borrowers in bankruptcy PDF External Link
10/10/17 Reg. Z Final rule amending certain TILA/RESPA Integrated Disclosure requirements PDF External Link
* Reg. C Proposed policy guidance to modify loan-level HMDA data before disclosing the data set to the public PDF External Link
† We have listed the primary effective date. Some final rules have multiple effective dates for different provisions.
* Proposed rules do not have an effective date.