Consumer Compliance Outlook > Regulatory Calendar

Regulatory Calendar

Effective Date†	Implementing Regulation	Regulatory Change
10/19/17 (most provisions)	Regs. Z and X	Final rule for amendments to certain mortgage servicing provisions
4/1/18 (most provisions)	Reg. E	Final rule extending the effective date for the prepaid account rule to April 1, 2018
1/1/18 (most provisions)	Reg. C	Final rule implementing Dodd–Frank Wall Street Reform and Consumer Protection Act changes to the Home Mortgage Disclosure Act (HMDA)
6/10/16	Regs. J and L	Final rulemaking adjustments to submission of filings under the Interstate Land Sales Full Disclosure Act
3/31/16	Reg. Z	Interim final rule implementing Helping Expand Lending Practices in Rural Communities Act to broaden exemption for small creditors operating in rural and underserved areas
1/1/17	Reg. C	Final rule adjusting asset-size threshold for exemption from HMDA reporting
1/1/17	Reg. Z	Final rule adjusting asset-size threshold to qualify for small creditor exemptions
1/1/16	Reg. H	Final rule implementing provisions of the Homeowners Flood Insurance Affordability Act
1/1/16	Reg. Z	Final rule to expand definitions of small creditor and rural area for purposes of certain mortgage rules with reduced regulatory requirements for small creditors and small creditors operating primarily in rural areas