Regulatory Calendar

Effective Date Implementing Regulation Regulatory Change
10/19/17 (most provisions) Regs. Z and X Final rule for amendments to certain mortgage servicing provisions PDF External Link
4/1/18 (most provisions) Reg. E Final rule extending the effective date for the prepaid account rule to April 1, 2018 PDF External Link
1/1/18 (most provisions) Reg. C Final rule implementing Dodd–Frank Wall Street Reform and Consumer Protection Act changes to the Home Mortgage Disclosure Act (HMDA) PDF External Link
6/10/16 Regs. J and L Final rulemaking adjustments to submission of filings under the Interstate Land Sales Full Disclosure Act PDF External Link
3/31/16 Reg. Z Interim final rule implementing Helping Expand Lending Practices in Rural Communities Act to broaden exemption for small creditors operating in rural and underserved areas PDF External Link
1/1/17 Reg. C Final rule adjusting asset-size threshold for exemption from HMDA reporting PDF External Link
1/1/17 Reg. Z Final rule adjusting asset-size threshold to qualify for small creditor exemptions PDF External Link
1/1/16 Reg. H Final rule implementing provisions of the Homeowners Flood Insurance Affordability Act External Link
1/1/16 Reg. Z Final rule to expand definitions of small creditor and rural area for purposes of certain mortgage rules with reduced regulatory requirements for small creditors and small creditors operating primarily in rural areas PDF External Link
† We have listed the primary effective date. Some final rules have multiple effective dates for different provisions.